From a not very auspicious start of dead-end jobs and failed college courses, Nicola Cairncross was, only 20 or so years ago, applying for £12-14k per year secretarial jobs and had to move her whole family in with her sister in a little fisherman’s cottage in Worthing, things were so bad.
Her life had a massive turnaround due to a personal revelation, a well-timed mentor (Bennie Gray from the Space Organisation) and a book falling off a shelf in the Oxford St branch of Books Etc. That book was “Swimming With Pirahna Makes You Hungry” by best-selling author Dr Colin Turner.

Nicola with Phoebe & Nelson in Greece

Phew! Is that one great book!
She devoured it – and did all the exercises – before moving onto other greats such as “7 Habits Of Highly Effective People” by Steven Covey, “Rich Dad, Poor Dad” by Robert Kiyosaki, “The E-Myth Revisited” by Michael Gerber and other such life & business changing tomes.
This was her real education you see, because although bright…….Nicola left school at 16 with only two skills:
* the ability to read and a love of books
* the ability to type
* the ability to market igloos to eskimos
OK, that’s three.
That proves you don’t have to be able to add up to be able to found Europe’s leading wealth creation education company The Money Gym AND become the official “Wealth Coach In Residence” for Visa International PLC and Pampers iVillage.
After this epiphany about taking responsibility for your own life and success, Nicola Cairncross trained as a coach for three years with Coach University USA, founded by the inspirational Thomas Leonard, and she is still a lifelong member of the Coachville Schools of Coaching.
She then went on to buy a half-million pound hotel in Worthing, 'no money down', called The Acacia. Nicola renovated it and opened it for the summer trade in under 12 weeks.
Simultaneously Nicola devised and launched The Money Gym coaching programme in 2002 including home study materials, one-to-one coaching calls and interactive workshops. Held in her own hotel!
The Money Gym enabled several of its clients to become millionaires and some are en-route to become multi-millionaires already. Nicola published “The Money Gym – Wealth Building Workout” in 2003 (updated 2010 after the Global Financial Crash) which is available on Amazon and in all good bookshops as they say!
Nicola was short-listed for a major Channel 4 series on entrepreneurs 'Dragon's Den' and has been screen-tested for a new Sky One TV series. She is regularly featured in the press, radio and was a guest recently on CNN Breakfast News which was broadcast worldwide.
After selling the hotel, Nicola launched a digital marketing agency for her friend Neil Asher, before creating Clicks & Leads Academy (training & mentoring) and WPExpertUK.com (execution).
She is keen to help other business owners in the UK recognize and maximise their full potential and value as she initially struggled with business success having started and failed at more businesses than she cares to remember!
Her twelfth book is called “A Better Entrepreneur” and it is nearly done, to be published in late 2023.
“I knew I was destined for financial success but I despaired of finding it through the kind of jobs available to me. I always used to look at my pay check and think “for God’s sake, get bigger!” but I never knew how to make that happen, as they don’t teach success at school beyond the traditional routes.
And as for creating a successful business, I had even less of a clue, though I knew that was the route I wanted to go. I nearly went bust so many times, in spite of attending loads of local business seminars. It was only when I found mentors among the mega-successful, both here and abroad, that things changed for the better.
I also learned that a successful business is only one Lane Of The Wealth Highway, which can be teamed with property investing and making money online, plus the stock market (both investing and trading) to create real and lasting wealth. And then came Bitcoin...
As well as spending time with my friends and family, I know that my mission in life is to share my marketing knowledge with as many business people as possible so that they don’t have to work so hard and struggle around money (as I did) and so that they could learn how to set themselves free financially too”.
Nicola caused a sensation when she spoke at the Annual Conference of the Chartered Institute of Management Accountants and started her talk by telling them she only had Grade 3 CSE maths. But she captured their attention by pointing out that she had put a £1 coin on each of their chairs and asking them if they knew how to turn that £1 into a million pounds in just 18 years?
None of them did know! So she showed them……
Nicola has been featured in many newspapers and magazines, including Woman & Home (Jan 2007, Duncan Bannatyne’s “The Sharp Edge” (Jan 2007), The Times, The Observer, The Mail On Sunday, The Mirror, The Scotsman, RED Magazine (many times), New Woman, Woman & Home (Aug 2006), Cosmopolitan (Feb 2007 and many other times), Elle, Marie Claire, Essentials, Top Sante, Radio 5 Live and CNN Breakfast News .
She speaks regularly at events such as Athena Networking Annual Conference, Chartered Institute of Management Accountants, International Coaching Federation, The Millionaire Mind, The World Internet Summit and “Inspire Scotland”, on Wealth Creation, Entrepreneurialism and Internet Marketing.
